This agency only works with local, privately-owned funeral homes. This means you will be dealing with a trusted member of your community, not some distant corporation only worried about a bottom line.

(These packages are WITHOUT a casket, burial vault, obituary, grave opening, etc. This is for a full traditional funeral service only. Click here for details on what these packages usually include).

Funeral homes don't do these types of surveys and show them to prospective customers. I do. So should you.

And one important point: If you own plots at a facility that has a funeral home, you are not required to use them for your funeral.

Don't pay $15,000 per person over ten years just to freeze the cost of a funeral and casket!






I have written over 240 funeral plans for Premier Funeral Services since 2009, four times as many plans as I wrote during my previous 13 frustrating years with Memorial Estates (now called Memorial Utah). Memorial Estates was purchased by Security National Life in 1974. It is now a "chain" operation, owned by a publicly traded company. It is not a local, family or privately owned company. As I explain in other Web pages on this Web site, I don't believe buying a funeral plan from a chain operation is a good value for your money.








Jared O.M. Fairbanks was Director of Operations for Memorial Estates. Some years ago, he formed his own, better funeral service company Premier Funeral Services. From Premier you get everything Memorial offers for funeral services at a much better price, with a better guarantee of high quality personalized service, and a better way to fund a full-insured funeral plan.







I now also use a better funding company, National Guardian Life, to fund all funeral plans. They are the largest company of all pre-need funeral funding companies. They are specifically in the funeral funding business--not twenty or thirty lines of insurance. (Remember, the law requires that all funds for pre-paid funeral plans must stay with an insurance company or a designated trust. No money can be paid to a funeral home until a death has occurred). All NGL offers, or 90%, is final expense whole life and preneed funeral funding. They have been in business since 1909, and they are in the top 100 of all insurers in the United States in terms of financial strength. I chose them for those reasons, but I also use them because their plans cost the insured a lot less money than those offered by small companies like Security National Life, Homesteaders Life, Forethought, and Great Western. I've done a fairly comprehensive analysis of all these companies, as well as the funeral homes in the Salt Lake area who use them to maximize their profits as well as to guaranteed prices. Through my analysis I was able to find out how I could offer the BEST FUNERAL PLAN for your money, as an independent agent who doesn't have to play anybody's games for sake of making more money.



Your money stays safely deposited with a large life insurance company until you pass away. You can change whom you want to use for a funeral at any time. We have 1-3-5-7-10 year plans with costs frozen, with full insurance coverage should something happen before you make all the payments. There is a discount for making a single payment or paying off your plan early. Every plan has growing cash value tax-free as long as you're alive. You can't be disqualified for the insurance on the basis of your age or health.





NGL is No. 92 of all insurers in the U.S. Read Report.







Chains like Memorial Estates (which in Utah incudes Redwood Memorial, Mountain View Memorial, Lakeview Memorial, Lakehills Memorial, Holladay-Cottonwood Mortuary, and Deseret Mortuary) might do a fine job for your family, despite their high turnover of personnel. But do you really want to pay their prices, or, even worse, pay the total cost of funding a payment plan, which could easily end up totaling $15,000 per person? Don't let anyone lead you to think, "That's just the way things are, I don't like it any more than you do." If you don't like what you're being shown or told by a representative, realize that there are alternatives that are not inferior in any way--just less expensive. If you don't believe it, read through this Web site, start doing homework, making phone calls, etc. You will, as I have done, learn the truth about funding funerals: It can be done with a lot less money than most operations will say you need. If all you own are burial plots, I prove to you that $5,000 can cover the rest of what you need--funeral service, casket, burial vault, cemetery labor, obituary, etc. If you determine the costs to be more than $5,000 after you've done the right digging, it won't be much more. And funding that total cost does not have to cost you double the amount if you choose the right funding, like National Guardian Life's Funeral Expense Trust.







I don't need your Social Security number. There is a major funeral funding company based in the Salt Lake area that owns many mortuaries and cemeteries that insists on getting your Social Security number when you set up a plan with them. Don't fall for this. That number is only needed for a death certificate, not for a funeral or burial plan. National Guardian Life does NOT require your Social Security number. Turn down any plan that does.

Get professional, personalized service at the right price, on the best terms.

UtahsFuneralPlanningSite.com serves the funeral and funeral planning market in the Salt Lake City, Utah area. Our goal is to help you plan a funeral in as much detail as possible well in advance. This website provides the tools you need to pay for funerals the right way, so affordable funerals don’t end up being a sacrifice but instead a more comfortable reality. We offer or point you to Utah's best funeral prices and lowest cost for funeral plans, which can include caskets and burial vaults, and final expense whole life insurance, especially for seniors with bad health and with low incomes. You will be able to not only outline your final wishes with accuracy, but you will know exactly how to calculate and control the cost of a funeral (church, mortuary chapel, or graveside), the cost of a burial, and, if applicable, cremation options. You will not become the victim of funeral rip-offs, over-priced caskets, or plans that don’t suit your family’s true needs and budget. There will be no confusion in your family at the time of need concerning arrangements. Once you have done things correctly, they will know where the line has been drawn on spending for your final expenses, and no mistakes will be made.